EasyInvoice [Growth] - Create Account to Claim Payout via Non-Custodial Time-Based Escrow

[MantisClone]

Problem

• Payout (and Invoice) recipients often don't have a Request Smart Account
• We want growth (account creation)

Proposed Solution

Claim Payout

Payer wants to send funds to someone who doesn't have a Request Smart Account yet.

Payer sends funds to a non-custodial, time-based escrow that will release the funds to the Payee's smart account if they claim it. Payee gets an email to create/log in and claim their Smart Account.

Escrow auto-refunds to the payer if unclaimed by expiry (e.g., 15 days).

Claim Invoice

Payee requests money from someone who doesn't have a Request Smart Account yet.

Payee creates an invoice, specifying the email address of the Payer. Payer gets an email to create/log in and claim their Smart Account.

Considerations

• Non-custodial: only claim to payee or refund to payer. No 3rd party withdrawal.
• Configurable expiry window

• If only email is provided:
  • System derives an embedded wallet from the email and creates a Smart Account for claim.
• If both email and EOA are provided:
  • System creates a Smart Account and grants access to both
    • The provided EOA (as a controller/owner)
    • The embedded wallet derived from the email (so recipient can claim via email too).

[MantisClone]

Tristan pointed out that we have no "distribution" yet, so these types of growth hacks don't make as much sense - yet, hence the Medium Priority for now.